<% if nMessage = 1 then%><% end if %>
  
Retirement Savings Plan

B Gratified
RETIREMENT SAVING PLAN
Your Plan for a Safer Retirement

Are you worried about reaching retirement age?
Well, we have the right plan that will ensure a pleasant retirement!

Your retirement age nowadays represents an important phase in your lives. Don't you, after long years of hardships, deserve to enjoy a pleasant retirement?

Bank of Beirut s.a.l., in collaboration with Allianz SNA s.a.l., designed the B Gratified- Retirement Saving Plan, that allows you to save for your golden age and to protect your family.

Eligibility

All Bank of Beirut s.a.l. customers are considered eligible candidates that can benefit from this saving plan.

THE "B GRATIFIED" COVERAGE

  • A sum insured is paid in the event of natural or accidental death of the insured person
  • A sum insured is paid in the event of natural or accidental total permanent disability (optional)

THE "B GRATIFIED" ADVANTAGES

  • Flexible monthly premiums, automatically deducted from your Bank account
  • The possibility to protect the insured amount and the investment amounts from inflation through an annual variation rate of 1% to 10%
  • Minimum guaranteed rate of return on investment of 4.5%
  • The possibility to benefit from additional return on investment according to the dividend rate annually declared by Allianz SNA
  • In the event of death or total permanent disability, either the sum insured or the cash value will be paid, whichever is higher

Flexibility Illustrative Table:
Figures are based on a monthly premium of USD 50 with an annual variation rate of 3%

Age of Insured

Total Paid Premiums (USD)

Sum Insured* (USD)

Retirement Amount at age 65 ** (USD)

4.5% minimum guaranteed annual return on investment

7% annual return on investment

25

45,432

30,000

90,850

156,733

30

36,444

25,000

65,771

105,367

35

28,692

20,000

46,433

69,163

40

22,088

15,000

31,782

44,021

45

16,236

10,000

21,047

27,128

50

11,244

5,000

13,355

16,056

  • Paid as lump sum in case of death, or in 5 annuities in case of disability.
  • Paid as lump sum, or in 10 annuities, starting at the age of 65, which increases its total value.

"B GRATIFIED" CONDITIONS

  • Age of insured 18 - 55 years
  • Minimum monthly premium USD 25