BoB Online Banking Privacy Policy

Overview Bank of Beirut is committed to providing the highest level of security and privacy regarding the collection and use of our online banking customers' personal information, as well as that of all visitors to our web site. A detailed description of Bank of Beirut Online Banking Privacy Policy is provided below. Your use of our web site indicates your acceptance of our web site terms and this Privacy Statement. If you have additional questions regarding the privacy of your personal information please do not hesitate to contact us. Right to Privacy Bank of Beirut respects your right to privacy and takes every precaution to provide you with a high level of privacy. Keeping financial and personal information secure is one of our most important responsibilities. We maintain physical, electronic and procedural safeguards to protect Customer Information. Employees are authorized to access Customer Information for business purposes only. Our employees are bound by a code of ethics that requires confidential treatment of Customer Information and are subject to disciplinary action if they fail to follow this code. Collection and Use of Personal Information The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business and statistical purposes, to comply with legal and banking regulations, and to help the bank better understand your financial needs in order to improve our products and services. Your information comes to us from a variety of sources: - You provide much of it when you request information, fill out account opening and other forms. - Use of your BoB accounts generates information that we maintain, including account balances, payment history and transaction activity. We use the collected information: - To provide you with the highest quality service. Information allows us to respond quickly to your needs and to maintain accurate, up-to-date account records. - To protect you. We use information to confirm your identity when you contact us, and to safeguard against unauthorized access to your accounts. - To make your banking more convenient. Information makes it possible for you to do virtually all your banking when and where you want - at BoB ATMs and through our telephone and web banking services. - To make you aware of services that may be of value to you. We use information to identify the most effective solutions to your financial needs. Limited Employee Access to Personal Information Bank of Beirut limits employee access to your personal information to only those authorized staff with a business reason for knowing such information. Bank of Beirut also educates all employees about the importance of confidentiality and customer privacy. In addition, all customer related online activities are recorded in audit trails to further safeguard the privacy of your personal information. Third-Party Disclosure Restrictions Unless legally compelled to disclose, we have a commitment to safeguard and keep confidential any information relating to our customers or their financial affairs. Whether this information is provided to us in person at one of our branches, over the phone, or while visiting this site. We will strive at all times to ensure that the information is kept confidential and secure.